Apple will not accept Credit & Debit cards in India

Apple users in India are no longer permitted to use their credit or debit cards to purchase applications or obtain services. As a result of the Reserve Bank of India’s new instructions, Apple cannot accept recurring payments in the country using consumers’ credit or debit cards. Continue reading to learn more about what Apple has to say about the issue and the payment options available to Apple consumers in India. We will explain how you can still buy anything on the App Store.

Users must pay monies to their Apple ID balance to continue their subscriptions, according to a support article published on 18 April 2022. According to Apple, “regulatory requirements in India apply to the processing of recurring transactions. If you hold an Indian debit or credit card and you have a subscription, these changes impact your transactions.” “To continue enjoying your subscriptions, you can pay with your Apple ID balance,” the business adds. For those who are unfamiliar, users must add money to their Apple ID balance using the services listed below.

Supported payments method on Apple App Store in India

  • Apple ID balance (from adding funds)
  • Net banking (adding funds only)
  • UPI (adding funds only)

Apple users must now set up an additional payment option in addition to their credit and debit cards. As previously stated, they can maintain their Apple App Store memberships using Apple ID Balance and add monies to their Apple ID via net banking or UPI. While this may cause some annoyance for users, it is critical for businesses to meet the Reserve Bank of India’s criteria in order to operate in the country.


Are you also an Apple user who got disappointed by this move from Apple? Or do you prefer paying using UPI on the App Store? Let us know in the comment section below.